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Only 7% of recent home sales were FSBO sales this year. FSBOs typically sell for less than the selling price of other homes; FSBO homes sold at a median of $260,000 last year, significantly lower than the median of agent-assisted homes at $318,000. The majority of FSBO sellers, 57%, knew the buyer of the home.

Let’s take a closer look at a few expenses you’ll need to anticipate and save for when you buy your first home – so you’ll be ready when the time comes.

– Down Payment
– Closing Costs
– Maintenance And Repairs
– Furniture And Appliances
– Property Taxes And HOA Fees
– Utilities

You don’t need a full 20% down to buy a home in most cases but having a larger down payment can give you access to more loan options. You’ll also need to save an additional 3% – 6% of your loan value to cover closing costs, unless you can negotiate seller concessions or have some of the fees wrapped into your loan.

TRUE OR FALSE: Curb appeal can make or break a sale.

Answer: True

First impressions make a difference when it comes to selling a home. Improving the exterior of a property may not be as exciting as trying to figure out what to do with the kitchen, but it is more important in many ways.

➡ Just Listed! Who do you know in your area looking to buy or sell their home? We’d love to help!

Your Very Own Real Estate Ebook, Done-For-You

Connect with prospects, provide value and gain trust in your community. Your personally branded ebook will turn prospects into new leads.

Happy Valentines day! Ready to fall in love with a new home? Contact me and lets find the “one”

Here’s why working with a real estate agent actually saves you money 💸

One of the reasons home buyers should always work with a real estate agent is because when we’re touring potential homes with you, we can look beyond the excitement of having a cozy fireplace in the primary bedroom or the dinner party potential on the rooftop deck. We can help you assess whether your home is going to be a sound investment.

Here are a few red flags that I keep an eye out for during our showings and home inspections:

-Water spots on the ceiling or anywhere else in the property. If we see any signs of water damage, that’s an immediate red flag!

-Mold. If there has ever been water damage in your home, we may consider hiring a mold inspector to look for signs of mold. In some cases, mold exposure can make you sick, especially if you’re prone to asthma or allergies.

If you’re thinking about buying and would like a second set of eyes with you on those showings, drop me a DM. Remember – it’s completely free to you as a buyer to work with a realtor and I’m always happy to help!

FHA loan: An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. The Loans provided by the FHA are intended for low to moderate-income homebuyers and require a low down payment and credit score compared to other types of loans.

🏡 This beautiful home was just listed in [inset your area]

First things first: The idea that you have to put 20 percent down on a house is a myth.

The average first-time home buyer puts just 6% down, and certain loan programs allow as little as 3% or even zero down.

You shouldn’t think it’s conservative to make a large down payment on a home, or risky to make a small down payment. The right amount depends on your current savings and your home buying goals.

Send me a DM to discuss your options. I can get you connected with a great lender.

Like all investment decisions, the best real estate investments are the ones that best serve you, the investor. Think about how much time you have, how much capital you’re willing to invest and reach out to me to talk about new market opportunities.

[Your contact info here]

Sometimes all you need is a little bit of inspiration ✨

🏡  Now for a market update on the City of [insert city] as a whole:

Closing costs are expenses that go to your lender in exchange for arranging certain loan services. Some common closing costs you might see include:

Attorney fees
Pest inspection fees
Appraisal fees
Escrow fees
Title insurance expenses
Discount points
You’ll see your exact closing costs on a document called a Closing Disclosure. Generally, you can expect to pay 2% – 5% of your total loan cost in closing costs.

🏡 Interested in more information about this home?

Call or text me at
[your number]

Thinking about selling your home? read this!

So you’ve made the decision to sell your home and you’re eager to get started, but in order to be fully prepared when you got to market, I recommend you do this first 👇


Sure, we’re in a seller’s market, but an experienced real estate agent can help you decide what updates (if any) you need to make before you put your home on the market.

A good real estate agent can also help you decide what’s next! If you sell your home, where will you go? Do you have a contingency plan in place if your home sells before you find a new one?

Bottom line? A real estate agent does more than just throw your home on the MLS. I’m here as your advocate and guide through the entire home-selling process.

If you’re even thinking about putting your home on the market in 2022, contact me and let’s start preparing.

Want to know my secret to helping home buyers? 🤫

Social media. Social media is not about marketing for me: sure, I like to share my listings and keep you informed about what’s going on in the housing market, but my top priority is to connect with you and build real relationships on this platform. Social media is also an incredible tool for getting to know a neighborhood while deciding where you want to live.

Here is how social media can help you during the home buying process:

📲 Get to know your neighbors: we have some of the best locally-owned businesses here in [INSERT YOUR AREA HERE] and most of them are on social media. For example, I follow [TAG ACCOUNTS OF LOCAL BUSINESSES YOU FOLLOW] You can also check out the local chambers of commerce for new store and restaurant openings, events and other local need-to-know info.

📲 Find off-market and coming soon properties: I am connected with dozens of local real estate agents on social media. I keep an eye out for off-market properties, pocket listings and coming soon properties to see if they fit the bill for any of my buyers before they even hit the market.

If you have any questions about using social media in your home search, drop me a DM anytime. And if there’s anything you’d like to see me post (or post more of!) please let me know. I want this space to be a helpful resource for you and guide to all things real estate.

I know you’ve seen the posts that say, “You don’t need to put 20% down to buy a house!” And that is true, and great news if you have been too busy paying off student debt or starting your career to save that full 20% down payment.

Here’s the thing though: your lender would really prefer you to have 20% of equity in your home. If you don’t, they may still approve you for a mortgage loan, but on the condition that you must pay mortgage insurance (sometimes referred to as PMI) until you have paid off up to 20% of the home’s sale price. Mortgage insurance protects the lender in the event that you have to default on your mortgage loan.

The good news? Once you have accrued 20% of equity in your home, your mortgage insurance will drop from your monthly loan payments.


A new home could be in your future!

What is something that is on your MUST list in every home you have?

What’s stopping you from reaching your goals? Let’s make today the day we say goodbye to excuses and get it done 💪🏻

🏡  Open house going on this weekend, contact me for more details about this property.

[name] [number] [email]

[Use this template to share your schedule for homebuyer and seller consultations]

Join me on Saturday to check out this beautiful home in [enter area] from 1pm to 4pm


Another round of #ThisOrThat – which home office design is your favorite, top or bottom?

Your Very Own Real Estate Ebook, Done-For-You

Connect with prospects, provide value and gain trust in your community. Your personally branded ebook will turn prospects into new leads.

The goal is to make sure you earn top dollar for your house and to sell it quickly. This process starts by honing in on the right listing price.

If your home is priced too low, you could leave money on the table and diminish the equity you’d bring to the purchase of your next home.

If your home is priced too high it will likely sit on the market and possibly longer than most homes in your area. This may cause prospective buyers to second-guess its value.

Selling your first house is not easy. But I work hard to make the process simple and convenient. Contact me to get started.


Time to play #ThisOrThat – which kitchen design is your favorite, top or bottom?

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