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Congratulations! You found a home! A rush of excitement and uneasiness at the same time. What’s the timeline and steps to make this a done deal? Your realtor will guide you through the negotiation process on price and basic timing for possession of the home. Once your offer is accepted, and you select a lender, the process typically wraps up start to finish in about 30-45 days.
Did you know the homeownership rate has rose to 66%? What does this mean?
Individuals and families can now afford homes and seek social stability opposed to submitting to a landlord. Are you ready to join that statistic? Give me a call at (insert your number) or DM me to chat!
From vintage to modern and everything in between, here are the best places to buy home decor that offer stylish, affordable, and well-made goods.
➡️ The Citizenry
➡️ Pottery Barn
➡️ West Elm
➡️ World Market
Renting vs. Owning
What is really the difference? ⬆️
Spring Bucket List 🌸
☀️ Dine outdoors
☀️ Hike a new trail
☀️ Take a road trip
☀️ Visit a farmer’s market
☀️ Plant a garden
☀️ Go fishing
☀️ Go to the zoo
☀️ Take updated family pictures
☀️ Attend a local outdoor festival
☀️ Go for a picnic
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While investing in real estate does come with potential pitfalls and does require research, it can also bring plenty of cash to your bank account. Here are some of the most important reasons to invest in real estate.
➡️ Steady Cash Flow
➡️ Great Returns
➡️ Long-Term Security
➡️ Tax Advantages
➡️ Passive Income
➡️ Ability To Leverage Funds
➡️ Protection Against Inflation
Are you ready to invest in real estate? Send me a DM to chat!
Did you know a thorough spring cleaning of your home has a number of health benefits? For starters, a clean home can strengthen your immune system and help you avoid illnesses. A decluttered house can also reduce stress and depression as well as help avoid injuries. Use this list to help you get started!
Use your five senses when touring homes ‼️
➡️ Sight: Are there signs of water damage? Do you see mold? What does it look like under the sinks? How close are the homes next door? Can you see inside of your neighbor’s home? Is there natural light coming through or do the rooms feel dark? Is there anything of concern being covered by window dressings, rugs, etc.?
➡️ Hearing: What is the noise level like in the neighborhood? Can you hear nearby traffic noise, or is the house located near a railway? Is the interior of the home quiet or can you hear the HVAC system? Do the floors squeak?
➡️ Smell: Can you smell any odors from the carpet, such as animal odors? Do the bathrooms smell of mildew? Do the rooms smell over-sanitized with artificial fragrances? Does it smell like fresh paint?
➡️ Touch: What is the water pressure and temperature like? Do any of the walls feel damp, particularly in the bathrooms? Do the floors feel level? Is the tile slippery? Are the heated floors actually heated?
➡️ Taste: What does the tap water taste like?
Hiring the right real estate agent who brings experience, professionalism, and expertise to the table can make a huge difference. According to recent data, top agents can sell your home for 26% more on average.
Top mistakes to avoid in today’s market ‼️
❌ Underestimating the costs of selling
The total cost to sell a home can amount to much more than the 5-6% in agent commissions most people expect to pay. When you account for closing costs, repairs, and other concessions to the buyer, the costs of selling can be closer to 10% of the sale price.
❌ Buying a Home Without a Professional Inspection
There are a lot of things a home inspection can reveal about a property that are not visible to the naked eye. Be sure to hire someone who comes with a good referral basis.
❌ Skipping the Loan Pre-Approval Step
When you are pre-approved, the bank is saying, “we will give you a mortgage of up to this amount, so now all you have to do is find your home.” Some sellers only allow real estate agents to show their house if someone has a pre-approved letter. That indicates that the shopper really is serious about buying a home.
❌ Not Setting a Realistic Budget
Just because the bank prequalifies you for a loan amount of $400,000 doesn’t mean you can afford to make that payment every month. Before hitting the streets for a house hunt, you should sit down and make a monthly budget of what you spend every month.
❌ Picking the Wrong Agent
Treat meetings with agents like a job interview because that’s really how it works. Keep in mind that the person is going to be working for you.
Happy #earthday 🌎
Did you know you can do your part conserving energy at home by just a few conscious efforts?
✅ Use dimmer switches
✅ Swap out your bulbs
✅ Switch to efficient appliances
✅ Turn off unnecessary lights
➡️ Your school district is a big external factor that affects your home value. In a great school district, you’ll realize a better sale price, while also experiencing higher buyer demand. You could even see a bidding war for a great house in a highly coveted school district.
While a bathroom’s function should speak for itself, how you present your bathrooms can undoubtedly leave a lasting impression on potential buyers. It’s why bathroom staging is crucial to the success of your home staging efforts.
Here are a few easy, budget friendly ways to stage your bathroom.
✅ Improve Bathroom Lighting
✅ Update Bathroom Fixtures
✅ Organize The Bathroom
✅ Freshen up the caulking and remove stains
✅ Paint or update the hardware on your cabinets
✅ Neutralize the color palette
First-time home buyer mistakes are common, and while many aren’t a huge deal, some can be disastrous and lead to unwanted process delays and financial issues down the road. Here are a few mistakes to avoid when purchasing a new home.
❌ Not Starting The Approval Process Early
❌ Looking At Only One Mortgage Rate Quote
❌ Not Working With A Real Estate Agent
❌ Buying More Home Than You Can Afford
❌ Waiving A Home Inspection
❌ Spending All Of Your Savings
❌ Not Making The Right Down Payment
A happy client = a happy agent! I am so glad I was able to exceed my client’s expectations while being efficient and communicating along the way. The best thing to do prior to hiring an agent is to sit down and review your expectations and communication goals with a potential agent so you can get the exact service you desire.
While it’s easy to get caught up in your dream home checklist, it’s also important to think about how you can mold a house within your budget into your dream home. What is most important when touring homes is to take note of the things that can not easily be changed such as the structure of the house and the location.
Planting flowers and vegetables can reap bountiful bouquets and delicious harvests for your dining table. But did you know gardening also can do wonders for your well-being? Here are some surprising health benefits of gardening.
🪴 Gardening reduces stress
🪴 Gardening can give you a boost of vitamin D
🪴 Growing your own food can help you eat healthier
As energy costs have risen substantially over the past year it’s important to recognize that there are small changes you can make that will reduce your energy use without much effort.
💡 Check seals on windows, doors and appliances
💡 Fix leaky ductwork
💡 Give your thermostat a nudge
💡 Adjust your fridge and freezer temperature
💡 Replace your showerhead
💡 Fix leaky faucets
💡 Swap out your lightbulbs
💡 Install dimmer switches
The four most common types of home loans explained:
Conventional mortgages are the most common type of mortgage, but conventional loans do have stricter regulations on your credit score and your debt-to-income (DTI) ratio. You can buy a home with as little as 3% down on a conventional mortgage. You’ll also need a minimum credit score of at least 620 to qualify for a conventional loan.
➡️ VA Loan
VA loans are insured by the Department of Veterans Affairs. A VA loan can allow you to buy a home with $0 down and lower interest rates than most other types of loans. You must meet service requirements in the Armed Forces or National Guard to qualify for a VA loan.
➡️ FHA Loan
FHA loans are insured by the Federal Housing Administration. An FHA loan can allow you to buy a home with a credit score as low as 580 and a down payment of 3.5%. With an FHA loan, you may be able to buy a home with a credit score as low as 500, if you pay at least 10% down.
➡️ USDA Loan
USDA loans are insured by the United States Department of Agriculture. USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down. You must meet income requirements and buy a home in a suburban or rural area in order to qualify for a USDA loan.
What are the worst parts of renting?
➡️ You Cannot Build Equity
➡️ You Can’t Make Any Renovations
➡️ Your Landlord Can Increase Rent at Anytime
➡️ No Tax Benefits
Are you ready to experience the pros of owning a home and say goodbye to the worst parts of renting? ⬇️
Are open houses worth it? If you want to do everything possible to sell your house quickly for the most money as demand and appreciation slow, the answer is often yes. During the times when the market is slow, it really heightens the need for open houses.
Did you know staging your home properly can bring in higher offers for your home?
While it may seem overwhelming, we have some simple and budget friendly ways to stage your home prior to putting it on the market.
➡️ Clean and declutter
➡️ Remove personal items
➡️ Plant flower beds
➡️ Use mirrors to provide the appearance of additional space
➡️ Organize the closets
Pick your favorite shower tile!
Are you a subway, picket style, or more of a porcelain person? My personal favorite is the subway tile! ⬇️
Home is where your story begins ✨
Let me be the one to find you the perfect home for your story 🏡
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